1. Pay down your credit card debt. It's the easiest way to improve your score. A high credit card balance equals a lower FICO score.
2. Fix credit errors. Pull your credit report from one of the three major credit reporting services and review it for false statements. Then get them resolved.
3. Remove disputed accounts, especially if you plan on using a loan guaranteed by Freddie Mac or Fannie Mae. In today's world, they guarantee a majority of loans.
4. Use a credit card with no balance then pay it off immediately. Unused cards need to be activated on occasion to keep your score healthy.
5. Don't close any credit card accounts. Your score will dip. Conversely, don't open any new ones, either.
The full article can be found at http://money.msn.com/credit-rating/5-fast-fixes-for-your-credit-score?goback=%2Egde_134657_member_215261966